Brokers are sales persons...

Is there a broker out there that will entertain this idea, if nothing more, as an exercise in ideas?

Short sales as we know them should be outlawed! There should be a complete makeover of the current short sale process!

In short, the agreement between a borrower and the lending institution holding the mortgage should be worked out before a real estate agent enters the transaction.

Article 11 of the Code of ethics:

REALTORS® shall not undertake to provide specialized professional
services concerning a type of property or service that is outside their
field of competence unless they engage the assistance of one who is
competent on such types of property or service, or unless the facts are
fully disclosed to the client.

I think that NAR, AAR and brokers throughout the country are violating this standard of practice when assisting with a short sale under the current methods.

There are 3 principles in a short sale transaction and currently, the most important one is conducting business without an agent and mostly without regard to the Code of Ethics.

Realtors are acting as communication conduits between seller, buyer and a financial institution- I feel that is outside our field of competance no matter how many designations or "short sale expert" courses we attend.